When it comes to maximizing your travel experience and earning rewards, credit cards with travel rewards and credit cards with travel perks are indispensable tools. These cards allow U.S. consumers to accumulate points and miles that can be redeemed for flights, hotel stays, and other travel-related expenses, making travel more affordable. Whether you’re a frequent flyer or someone who enjoys occasional getaways, understanding how to use credit cards with travel rewards can enhance your trips. In this article, we’ll explore the most popular credit cards with travel rewards and credit cards with travel perks in the USA, highlighting their key benefits and providing direct links for you to learn more.
1. Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card is one of the best-known credit cards with travel rewards in the U.S. With 2x points on travel and dining and a generous sign-up bonus, this card is a favorite among frequent travelers. It also offers travel perks like trip cancellation insurance and baggage delay coverage, making it a great option for those looking for both rewards and protection during travel.
Key Benefits:
- 2x points on travel and dining.
- 25% more value when redeeming points for travel through Chase Ultimate Rewards®.
- Travel protection benefits such as trip cancellation insurance.
Link for Details: Chase Sapphire Preferred® Card
2. The Platinum Card® from American Express
If you’re looking for a credit card with travel perks, The Platinum Card® from American Express is a premium choice. This card offers 5x points on flights booked directly with airlines or through American Express Travel and provides access to over 1,200 airport lounges worldwide. With travel perks like concierge services and premium travel insurance, it’s designed for those who want top-tier benefits.
Key Benefits:
- 5x points on flights booked with airlines.
- Exclusive access to over 1,200 airport lounges.
- Concierge services and luxury travel benefits.
Link for Details: The Platinum Card® from American Express
3. Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card offers a simple rewards program with 2x miles on every purchase. These miles can be redeemed for any travel-related expense, including flights, hotels, and car rentals. It’s one of the most flexible credit cards with travel rewards, making it ideal for travelers who want to redeem rewards for a variety of travel needs.
Key Benefits:
- 2x miles on every purchase.
- $100 credit for Global Entry or TSA PreCheck®.
- Flexibility in redeeming miles for travel expenses.
Link for Details: Capital One Venture Rewards Credit Card
4. Chase Sapphire Reserve®
The Chase Sapphire Reserve® is a premium card that offers 3x points on travel and dining, making it an excellent choice for those looking to earn more travel rewards. Cardholders can also redeem points at a 50% higher value for travel through Chase Ultimate Rewards®, making it one of the best credit cards with travel rewards in the market. Additionally, this card comes with exclusive travel perks like access to luxury airport lounges and VIP hotel benefits.
Key Benefits:
- 3x points on travel and dining.
- 50% more value when redeeming points for travel through Chase Ultimate Rewards®.
- Access to over 1,000 airport lounges and luxury travel perks.
Link for Details: Chase Sapphire Reserve®
5. American Express® Gold Card
The American Express® Gold Card is perfect for foodies and frequent flyers. Offering 3x points on dining at restaurants, including takeout and delivery, and 3x points on flights booked directly with airlines, this card is a great choice for those who travel and dine often. In addition to travel rewards, it also provides travel perks like trip delay insurance and no foreign transaction fees.
Key Benefits:
- 3x points on dining and flights.
- Travel protections such as trip delay insurance.
- No foreign transaction fees.
Link for Details: American Express® Gold Card
6. Citi Premier® Card
The Citi Premier® Card offers 3x points on travel (including gas stations) and 2x points on dining and entertainment. This makes it a versatile choice for those looking to earn travel rewards while also enjoying travel perks such as the ability to transfer points to travel partners like airlines and hotels. It’s a great way to earn rewards and enjoy flexible redemption options.
Key Benefits:
- 3x points on travel, including gas stations.
- 2x points on dining and entertainment.
- Transfer points to travel partners for more options.
Link for Details: Citi Premier® Card
7. Discover it® Miles
If you prefer a no-fee option with simple rewards, the Discover it® Miles card is a great choice. It offers 1.5x miles on every purchase, with the added benefit of Discover matching all the miles earned at the end of your first year. This card allows you to redeem miles for travel-related expenses and has no annual fee, making it a straightforward option for earning travel rewards.
Key Benefits:
- 5x miles on every purchase.
- No annual fee.
- Miles match at the end of the first year.
Link for Details: Discover it® Miles
8. Wells Fargo Propel American Express® Card
The Wells Fargo Propel American Express® Card is an excellent option for those who want a credit card with travel rewards and no annual fee. It offers 3x points on dining, travel, and streaming services, and 1 point on all other purchases. With travel perks like no foreign transaction fees and flexible redemption options, this card is a great all-around choice.
Key Benefits:
- 3x points on dining, travel, and streaming.
- No annual fee and no foreign transaction fees.
- Flexible redemption options for travel, gift cards, or cash back.
Link for Details: Wells Fargo Propel American Express® Card
Conclusion
Whether you’re looking for credit cards with travel rewards or credit cards with travel perks, the options listed above provide excellent value for U.S. consumers. From flexible rewards programs to exclusive travel benefits like airport lounge access and premium insurance protections, these cards can help you save money and enhance your travel experiences. Choosing the right credit card with travel rewards can significantly impact your ability to earn rewards, redeem travel perks, and travel more affordably. Visit the links provided to learn more about each card’s benefits and find the perfect fit for your travel needs
